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Best Term Insurance Plans
Protection on your terms.
It's one of the most affordable types of life insurance designed to protect your loved ones for a set amount of time. Find out how much coverage you'll need.
Questions? You’re covered.
Term life or term insurance is simple: You determine the right amount of coverage you need (with the help of your advisor), then you figure out for how long you need coverage for and choose from the available periods. Once that time is up, so is your coverage
Term insurance policies for 10 and 20 years or until you turn 80 years of age, but once those terms end, so does your coverage.
The best one for you depends on your goals. The biggest difference is that term life insurance covers you for a set amount of time and is likely to be less expensive than whole life insurance.
On the other hand, whole life insurance covers you for life and it has a lot more you can use throughout your life. It gives you the chance to increase coverage as your needs change. Whole life builds cash value over time (tax-deferred) that you can use for anything. Plus, it can earn dividends that can be taken as cash, used to pay premiums, or buy more coverage.